A combination of commercial property insurance and general liability which provides financial protection against both property damages and lawsuits (resulting from injury or damages). Purchasing a combined policy tends to be more cost effective than purchasing them separately.

Protects you and your business from financial loss as a result of being held liable for damages that may occur during the normal operation fo your business. These can include injuries, property damages, and advertising damages.

Covers both damages caused by accidents as well as weather and non-accident related loss. Your policy should also cover bodily injury and damages to property. Commercial auto policies should be carried not only if your business owns its own vehicles but if also if your employees use their vehicles for work-related purposes.

Protects your business’s physical assets such as the building, furniture, signs, and even inventory. These are covered in the event of a fire, storm damage, theft, or vandalism. Additional coverage may be purchased for floods.